The last thing that any homeowner wants to deal with is a foundation problem. They can mean big money to repair and a lot of work. If you are facing foundation woes, you may be wondering if the homeowner’s insurance policy you have been paying into for years will cover any of the cost to repair. Dallas Foundation Repair is here to talk about insurance companies and what their stance is usually on foundation repairs.
Are Structural Problems Covered By Homeowners Insurance?
For most homeowner’s insurance, foundation repair is not included in the coverage. While is true for most policies, you need to be aware that there are some exceptions. You should always speak with your insurance representative to see what is covered and what isn’t. While you may be able to purchase foundation repair insurance separately, most of the time, this isn’t going to be something that is included in a regular homeowner’s insurance policy. The best way to make sure you are covered, is to be aware of what you can do to make sure you don’t end up with damage to your foundation in the first place.
Common Foundation Problems
There are several things that can go wrong with your foundation. Some of these are completely avoidable while others are just the luck of the draw.
– Upheaval: This is often the case when you have floors that are painfully uneven, uneven walls or tilting countertops. This is usually caused by movement.
– Foundation Cracks: If you find cracks, large or small, in your foundation it can mean trouble. Calling a contractor right away is important.
– Foundation Settling & Sinking: Either of these instances mean that you have movement and damage is happening to your foundation. You could have movement in the soil or too much or too little water that is around your foundation. Proper drainage is important in avoiding foundation problems.
– Poor Foundation Design: Sometimes, the soil isn’t prepared the way it should be before your slab is poured, the concrete used to pour your slab was a bad batch or the slab isn’t poured thick enough to support the home. These are design flaws that could potentially cost you big time. The best thing you can do in this instance is contact a foundation specialist to come and take a look at the foundation. There are repairs that can be made to help you foundation last and solve some of these design issues.
Slab Foundation Repair in Lewisville, Flower Mound, Carrollton, Plano, Richardson, Grapevine, Garland, Mesquite, Grand Prairie, Arlington & Greater Dallas, Texas
If you are experiencing any signs that point to foundation troubles, you need to call Dallas Foundation Repair right away. The sooner we can get one of our foundation contractors out there to inspect your foundation, the sooner we can get to work to fix it. We specialize in fixing slab foundations and the problems that come with them. You can trust that we will give you our best recommendations for how to fix your foundation. Call us today!
